英語学習

英語ニュース教材：Martin Lewis has this warning for women over 40（Intermediate レベル）

 

Contents

🎧 Audio

📖 Script

Recently, financial expert Martin Lewis issued an important warning for women over 40 regarding their state pensions in the UK. He highlighted that some women might be entitled to thousands of pounds more than they are currently receiving. This situation arises due to changes in the state pension system that many might not be aware of.

Years ago, the UK government altered how state pensions are calculated, which affected many women who took time off work for family reasons. These women might not have the full National Insurance record required for a complete pension. However, certain rules were put in place to protect these individuals, allowing them to receive credits towards their National Insurance contributions. Despite these rules, many women are still not receiving the full amount they are entitled to.

Martin Lewis has advised women over 40 to check their state pension records to ensure they are receiving the correct payments. This can be done through the UK government’s online pension service. Women are encouraged to look for any gaps in their National Insurance contributions and to check if they qualify for any credits. If discrepancies are found, they should contact the Department for Work and Pensions to resolve the issue.

The potential financial impact is significant. Some women might find they are owed several thousand pounds, which can make a big difference in their retirement plans. It is crucial for those affected to act promptly to ensure they receive what they are entitled to. Martin Lewis stresses the importance of being informed about one’s financial rights and taking action if necessary.

This situation reflects broader issues of awareness and understanding of financial entitlements, particularly among women who have had career breaks. It highlights the need for better communication and support from government bodies to ensure everyone receives their full entitlements.

📝 Vocabulary

  • pension: a regular payment made by the state to people of or above the official retirement age（年金）
    例文: “After retiring, she received a pension from the government.”
    Collocations／日本語の意味を見る
    • state pension
    • pension scheme
    • pension fund
  • entitlement: the fact of having a right to something（権利）
    例文: “She checked her entitlement to ensure she was receiving the correct amount.”
    Collocations／日本語の意味を見る
    • legal entitlement
    • entitlement program
    • entitlement to
  • contribution: a payment made for a specific purpose（寄付、貢献）
    例文: “Her contributions to the company were highly valued.”
    Collocations／日本語の意味を見る
    • make a contribution
    • contribution to
    • voluntary contribution
  • discrepancy: a difference between two things that should be the same（不一致）
    例文: “There was a discrepancy in the financial report.”
    Collocations／日本語の意味を見る
    • find a discrepancy
    • discrepancy in
    • explain the discrepancy
  • financial: relating to money or how money is managed（財務の）
    例文: “He sought financial advice before making the investment.”
    Collocations／日本語の意味を見る
    • financial support
    • financial crisis
    • financial situation

✏️ Grammar Point

Relative Clauses – “This situation arises due to changes in the state pension system that many might not be aware of.”

文法の日本語補足を見る
関係代名詞を使った説明

💡 使用場面

関係代名詞は、名詞について追加情報を提供する際に使用されます。日常会話やビジネスのプレゼンテーションで役立ちます。

📝 使用例文

“例: In a business meeting, you might say: ‘If we cut costs now, we can increase our profit margin next quarter.’”

❓ Listening Questions

  1. True/False: Martin Lewis is warning all women about state pensions.
  2. MCQ: Why might some women over 40 be owed money?
    a) They worked extra hours.
    b) They have incorrect National Insurance records.
    c) They retired early.
    d) They invested in private pensions.
  3. MCQ: What does Martin Lewis advise women to do?
    a) Pay more National Insurance.
    b) Contact their local council.
    c) Check their pension records online.
    d) Consult a private lawyer.
🔑 Listening Answersを見る
  1. False
  2. b)
  3. c)

📚 Reading Questions

  1. What is Martin Lewis warning women over 40 about?
  2. Why might some women not be receiving their full pension entitlements?
  3. What does the word “discrepancies” mean in this context?
🔑 Reading Answersを見る
  1. Martin Lewis is warning women over 40 about potential underpayments in their state pensions.
  2. Some women might not be receiving their full pension entitlements due to gaps in their National Insurance records caused by career breaks.
  3. “Discrepancies” means differences or inconsistencies.

🇯🇵 日本語での経済ニュース解説

イギリスにおける年金制度の変更は、多くの女性が受け取るべき年金額に影響を与えています。特に、家族のために職を離れた女性は、十分な国民保険記録がない可能性があります。この問題は、彼女たちが実際に受け取るべき金額と現在受け取っている金額の間に大きな差が生じることになります。政府のオンラインサービスで記録を確認することが推奨されています。この問題は、女性が自身の経済的権利を十分に理解し、行動を起こすことの重要性を浮き彫りにしています。

Source: https://www.bbc.com/news/videos/c79l5pzeepwo?at_medium=RSS&at_campaign=rss

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